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Emerald Financial Group Insurance - Insuring Annapolis and All of Maryland

Clarksburg Insurance AgentEmerald Financial Group Insurance is a full service, independent insurance agency located in Annapolis, Maryland providing car, home, business, commercial, and life insurance to individuals, families and businesses in Maryland, Virginia, District of Columbia and other nearby states.

We do things the old fashion way. We will earn your trust. Many of our new customers are referrals from present clients. In fact, we have historically retained over 92% of our clientele. That will benefit you, because we are not constantly chasing the next case. We can and do listen to you and offer access to a highly trained, customer focused, professional team of insurance experts.

One of our clients puts it best “…it’s like you’re looking for problems to solve, rather than just trying to sell me something”.
Indeed, we are proud that our independence allows us to put your needs first.

Specializing In Erie Insurance

Erie Insurance has been helping customers since 1925 with their auto, home, business, and life insurance needs.
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Recent News & Updates

Hydroplaning: What is It and How Can You Avoid It?

It doesn’t matter the season: heavy rain and wet roads can occur at any time of the year. That means slick roads, limited visibility and yes, hydroplaning. No matter the weather, having the right auto insurance can give you peace of mind. But hydroplaning can be scary – so it’s important to understand the conditions when it’s likely to occur, and what to do if it...

Key Questions for Your Business Insurance Renewal

Your upcoming policy renewal constitutes a crucial business risk checkup rather than just another administrative bill to pay. As your company grows and evolves over the next 12 months, your baseline exposure to operational risks naturally shifts in parallel. Expanding operations by adding new locations, purchasing upgraded equipment, launching new services, or hiring extra staff significantly changes your specific liability profile. Factors that affect the...

Spring Break Insurance Tips

Spring break travel often involves cross-country road trips, beach days, and struggling through crowded airport terminals. Many travelers focus solely on booking flights, forgetting to secure the right protection for the journey. Unexpected events, such as minor fender benders in unfamiliar cities or theft from a hotel room, can quickly ruin a vacation. Securing personal insurance ensures you have a dependable safety net should you...

Why a Basic Home Insurance Policy Isn’t Always Enough

While a typical homeowners insurance policy offers a reliable starting point, it’s important to remember that “standard” only goes so far. Since every home, lifestyle, and risk is different, you might discover coverage gaps exactly when you need your policy the most. The Most Common Coverage Shortfalls Many homeowners assume any water damage is covered. In reality, coverage often depends on whether the event was...